Scripps Health Now Out-of-Network with Anthem Blue Cross
Effective January 1, 2025, Scripps Health is no longer in-network with Anthem Blue Cross. Before 2025, members with an Anthem PPO plan were considered in-network with Scripps Health. Because negotiations between Anthem and Scripps fell through, these plans are no longer in-network.
Medicare Advantage Open Enrollment 2025: How to Respond to Changes at UCSD and Scripps
Whether you’ve lost access to UCSD, need a solution beyond Scripps, or want better coverage overall, we’re here to help. The Medicare Advantage Open Enrollment Period runs from January 1 to March 31, 2025. Don’t miss this opportunity to switch plans and get the coverage you need. Contact HealthyMarks Medicare for a free consultation.
How to Avoid Paying 2025 IRMAA Surcharges for Medicare
Whether you sign up for a Medicare Supplement plan or an Advantage plan, high income earners are going to be stuck paying for your additional IRMAA charges.
What to Do if You’re on an Alignment PPO Advantage Plan and Need Access to Scripps in 2025
Starting in 2025, Medicare clients with an Alignment PPO Advantage plan will no longer be able to receive care at Scripps Coastal and Scripps Clinic. You can switch to a Medicare Supplement plan that Scripps accepts under a guaranteed issue provision.
Navigating Medicare Enrollment: Tips to Avoid Late Penalties
Understanding the enrollment deadlines and penalties associated with Medicare Parts A, B, and D is essential for safeguarding your health coverage and financial well-being. We’ve discussed how delaying enrollment can result in increased premiums and gaps in coverage.
UCSD Medical’s Changes to Medicare Advantage Plans in 2025: What You Need to Know
Starting in 2025, UCSD Medical will only accept a select number of Medicare Advantage plans while still accepting all Medicare Supplement plans (Medigap). This change may affect many patients who rely on UCSD Medical as their primary healthcare provider.
“I highly recommend HealthyMarks for any Medicare related needs” – Amy Savedra in Poway
“Alexa was extremely helpful. She followed up immediately, provided me with all the Medicare alternatives, and helped put me at ease. A very positive experience all around. I highly recommend using them for any Medicare related needs.”
“Alexa At HealthyMarks Medicare Was Essential” – Jim Boyce in Carlsbad
“Alexa at HealthyMarks was essential in helping me transition my elderly mom into a Medicare supplement program after Scripps ended their alliance with Advantage plan coverage. Her knowledge of available Medicare plans and options helped me navigate the enrollment process efficiently.”
Medicare and International Travel: What You Need to Know
On a Supplement Insurance plan, emergency medical expenses during international travel are covered for the first 60 days. After meeting a $250 annual deductible, this plan will cover 80% of Medicare-approved services, leaving you responsible for the remaining 20%. It’s important to note that foreign travel emergency coverage under Supplement Insurance policies has a lifetime limit of $50,000.
New Medicare Prescription Payment Plan: Easier Payments for Your Medications Starting 2025
Starting January 1, 2025, Medicare is introducing a new benefit that will make it easier for Part D enrollees to manage their prescription drug costs. The Medicare Prescription Payment Plan (MPPP), aims to spread these costs more evenly throughout the year, making them more manageable for patients.
Medicare Costs as You Age: Comparing Supplement and Advantage Plan Costs
Every October, during the Medicare Annual Enrollment Period (AEP), you have the opportunity to review and adjust your current plans. This period is an excellent time to: a) Explore if there are better-priced Medigap plans available for your age. b) Consider if a more cost-effective Medicare Advantage plan might better meet your needs.
Demystifying Medical Bills: Why You Shouldn’t Pay the First Bill
When faced with an expensive bill that doesn’t make sense, reaching out to your broker can be a game-changer. As someone who’s been in the industry for years, I’ve helped countless clients decipher their medical bills and, more importantly, get their insurance to cover the costs.
Should I Switch to Medicare or Stay on My Employer’s Insurance?
Are you unsure whether or not you’d be better off on Medicare or your Employer Insurance? Reach out to HealthyMarks for one of our free services: Plan Evaluation Comparisons. If you are not sure whether your plan is better or worse than offered through Medicare, our team can help with an objective approach to plan evaluations.
Uniting Forces for World-Class Healthcare: Tri-City’s Partnership with UC San Diego Health
The recent announcement of a partnership between Tri-City Medical Center and UC San Diego Health marks a significant milestone in the journey towards expanding San Diego’s medical care.
New Low Cost Leader for Part D Prescription Drug Plans
For 2024, San Diego has a new low premium provider of Part D Prescription Drug Plans. Learn more about your options!
Scripps No Longer Accepts Medicare Advantage Plans
In 2024, Scripps will no longer accept Medicare Advantage plans but HealthyMarks can help you find a new plan this Open Enrollment.
Top 2 Reasons To Change Medicare Plans During Open Enrollment
The top 2 reasons to change Medicare plans are because your health needs have changed or your prescription drugs have changed.
Don’t Assume Your “Parents” Know How to Enroll in Medicare On Their Own
I am so glad my son in law introduced me to HealthyMarks. Literally just in time! I spoke to Alexa on the last day of my enrollment period, a Sunday. We were able to discuss plan options and enroll all in one day.
“Alexa is an amazing person and a great Medicare professional” – Monahan Chiropractic Clinic
“Alexa is an amazing person and a great Medicare professional. Alexa has been coming to our Monahan Chiropractic Clinic since she was a little girl and we are excited to see her running her own successful business. I trust Alexa and HealthyMarks to help me and my friends with our health insurance needs.”
What is the Difference Between a Supplement Plan and a Medigap Plan?
The terms “Supplement plan” and “Medigap” refer to the same type of health insurance plan – a plan that is designed to complement Original Medicare coverage. These plans are designed to help cover some of the out-of-pocket costs that Original Medicare does not cover, such as copayments, coinsurance, and deductibles.
Insurance carriers pay brokers like us to help you enroll in your Medicare plans.
So you can enroll with a professional free of charge!