by Keaton Marks | Oct 3, 2026 | HealthyMarks Education Series
Most people will experience a huge decrease in monthly premiums when signing up for Medicare. Having large IRMAA charges can make a huge difference in whether you are spending a little or a lot each month on Medicare. Whether you sign up for a Medicare Supplement plan...
by Keaton Marks | Aug 13, 2026 | HealthyMarks Education Series
Health insurance doesn’t cover every expense. Deductibles, copays, prescriptions, and dental and vision care can still add up. A Health Savings Account (HSA) or a health Flexible Spending Account (FSA) can help you pay eligible expenses with tax advantages. The...
by Keaton Marks | May 10, 2026 | HealthyMarks Education Series
As you approach your 65th birthday, understanding when to enroll in Medicare can help you avoid gaps in coverage and unnecessary costs. Some late enrollment penalties can follow you for years, so it pays to review your options before your birthday arrives. Your...
by Keaton Marks | Aug 10, 2025 | HealthyMarks Education Series
A Health Flexible Spending Account (FSA) lets you set aside money from your paycheck before taxes are taken out, which you can then use to cover eligible healthcare expenses. It’s a great way to save money while taking care of your health. Whether you’re heading to...
by Keaton Marks | Jul 13, 2025 | HealthyMarks Education Series
Choosing the Right Plan Starts With Your Medications When signing up for Medicare, choosing the right Part D prescription drug plan depends entirely on what medications you take. Each drug is placed into a tier — generics are usually Tier 1 or Tier 2, while brand-name...
by Keaton Marks | Jul 4, 2025 | HealthyMarks Education Series
What is a Co-Pay? What is a Co-Insurance? Which is better? You may be thinking “I have no idea what the difference is.” And that’s okay. Let’s take a few minutes to better understand our health insurance. What is the difference between a...