Medicare and International Travel: What You Need to Know
On a Supplement Insurance plan, emergency medical expenses during international travel are covered for the first 60 days. After meeting a $250 annual deductible, this plan will cover 80% of Medicare-approved services, leaving you responsible for the remaining 20%. It’s important to note that foreign travel emergency coverage under Supplement Insurance policies has a lifetime limit of $50,000.
What to Do if You’re on an Alignment PPO Advantage Plan and Need Access to Scripps in 2025
Starting in 2025, Medicare clients with an Alignment PPO Advantage plan will no longer be able to receive care at Scripps Coastal and Scripps Clinic. You can switch to a Medicare Supplement plan that Scripps accepts under a guaranteed issue provision.
New Medicare Prescription Payment Plan: Easier Payments for Your Medications Starting 2025
Starting January 1, 2025, Medicare is introducing a new benefit that will make it easier for Part D enrollees to manage their prescription drug costs. The Medicare Prescription Payment Plan (MPPP), aims to spread these costs more evenly throughout the year, making them more manageable for patients.
Medicare Costs as You Age: Comparing Supplement and Advantage Plan Costs
Every October, during the Medicare Annual Enrollment Period (AEP), you have the opportunity to review and adjust your current plans. This period is an excellent time to: a) Explore if there are better-priced Medigap plans available for your age. b) Consider if a more cost-effective Medicare Advantage plan might better meet your needs.
Demystifying Medical Bills: Why You Shouldn’t Pay the First Bill
When faced with an expensive bill that doesn’t make sense, reaching out to your broker can be a game-changer. As someone who’s been in the industry for years, I’ve helped countless clients decipher their medical bills and, more importantly, get their insurance to cover the costs.
Should I Switch to Medicare or Stay on My Employer’s Insurance?
Are you unsure whether or not you’d be better off on Medicare or your Employer Insurance? Reach out to HealthyMarks for one of our free services: Plan Evaluation Comparisons. If you are not sure whether your plan is better or worse than offered through Medicare, our team can help with an objective approach to plan evaluations.
Uniting Forces for World-Class Healthcare: Tri-City’s Partnership with UC San Diego Health
The recent announcement of a partnership between Tri-City Medical Center and UC San Diego Health marks a significant milestone in the journey towards expanding San Diego’s medical care.
New Low Cost Leader for Part D Prescription Drug Plans
For 2024, San Diego has a new low premium provider of Part D Prescription Drug Plans. Learn more about your options!
Don’t Assume Your “Parents” Know How to Enroll in Medicare On Their Own
I am so glad my son in law introduced me to HealthyMarks. Literally just in time! I spoke to Alexa on the last day of my enrollment period, a Sunday. We were able to discuss plan options and enroll all in one day.
“Alexa is an amazing person and a great Medicare professional” – Monahan Chiropractic Clinic
“Alexa is an amazing person and a great Medicare professional. Alexa has been coming to our Monahan Chiropractic Clinic since she was a little girl and we are excited to see her running her own successful business. I trust Alexa and HealthyMarks to help me and my friends with our health insurance needs.”
What is the Difference Between a Supplement Plan and a Medigap Plan?
The terms “Supplement plan” and “Medigap” refer to the same type of health insurance plan – a plan that is designed to complement Original Medicare coverage. These plans are designed to help cover some of the out-of-pocket costs that Original Medicare does not cover, such as copayments, coinsurance, and deductibles.
AARP Member Benefits and AARP Medicare Plans
In San Diego, AARP has partnered with UnitedHealthcare to offer Medicare plans to its members. You must be an AARP member to enroll in one of these UnitedHealthcare AARP Medicare plans.
Silver Sneakers, Renew Active… – Free Gym Memberships on Medicare
Medicare recognizes the importance of physical activity and offers several options for gym memberships to its beneficiaries. Gym Memberships and the perks that come along with those memberships are often a determining factor in which insurance carrier you select for your Medicare.
California Medicare Trends – What to Expect in 2023
2023 looks like a much better year for Medicare than 2022. In 2022, we saw large increases to Medicare OG and Supplement premiums because of some uncertainty around the market. Things have settled down quite nicely and I’m happy to report exciting news for 2023. Members have a lot to look forward to.
San Diego’s Popular Medicare Part D Plan is now called Aetna SmartSaver
One of San Diego Medicare’s most popular Part D prescription drug plans from Aetna just got even better. In 2023, Aenta’s SmartRx plan will be called the Aetna SmartSaver.
The Inflation Reduction Act Lowers Costs for Insulin and More
These are great steps in the right direction for preventing drug manufacturers from doing whatever they please. There were hopes that this $35 insulin cap would be for all Americans. However, the proposal failed in the Senate to garner enough GOP support, with 43 Republicans voting against it.
Meet the Sage Creek Beach Volleyball Head Coach
Keaton manages HealthyMarks and is the head coach for the beach volleyball team at Sage Creek One of the greatest...
HealthyMarks offers Home Enrollment Visits
We really enjoy meeting face to face with our new clients, something our competition rarely does. It is important that we start a true relationship and getting to know each other is a powerful tool. We’ve found that in person meetings can eliminate a lot of confusion created by a complex enrollment process.
Annie – “I’m very happy that Alexa helped me enroll in Medicare!”
"I'm very happy that Alexa helped me enroll in Medicare! I enrolled my mother in her Medicare plan so I was fairly...
Business HR Consultant Meghan Loves Working with HealthyMarks
Along with HealthyMarks Medicare, HealthyMarks also has a business insurance division helping business owners and HR teams offer the best benefits for their team.
Insurance carriers pay brokers like us to help you enroll in your Medicare plans.
So you can enroll with a professional free of charge!