Jeff thanks HealthyMarks Medicare for helping him enroll
“Alexa and Keaton are an awesome duo to work with. They came to my house and went over the Medicare plans for me. They are quick to answer any questions I have throughout the year and are overly sweet. I am very thankful that I am in good hands with the HealthyMarks team.”
Why Choose a Local Brokerage vs. A Large Medicare Enrollment Team
Our team is happy to help, even after the enrollment. When you are happy and enrolled with your new plan, HealthyMarks is still there to help you. Our relationship doesn’t stop simply because you have your plan; we want to be a resource for you forever.
Productive Phone Calls With Your Insurance Carrier Support Team
Health insurance carriers are not known for having excellent customer service. However when you pick up the phone and get a live person on the other line, there is a good chance you can get something done. Here are a couple tips to help you find success during those tough conversations with insurance carrier’s support teams.
Health Insurance Carriers Extend Premium Forgiveness to 60 days due to Coronavirus
The Coronavirus has brought tough times upon businesses here in the United States. Many businesses are already struggling to pay their employees and their employees’ health insurance benefits. The State of California is attempting to alleviate some of those pains by extending the mandatory forgiveness period to 60 days.
A new opportunity to enroll in CoveredCA due to Coronavirus
CoveredCA has agreed to allow those who are not currently enrolled in an individual plan to enroll in one effective April 1st or May 1st. If you are worried about costs for your care due to a serious emergency like Coronavirus, I suggest you take this opportunity to evaluate whether you want to enroll now.
Both Patty and Her Husband Evaluate Plans with HealthyMarks Medicare
“Alexa and Keaton came to our home to help my husband sign up for Medicare. They are very detailed and helpful with all the different plans out there you can choose from. I trusted their opinion and asked them to evaluate my current Part D prescription drug plan. We ended up changing it during Open Enrollment saving me money. We are very appreciative of HealthyMarks Medicare.”
The “Donut Hole” and Your Medicare Drug Deductible
How your prescription drugs are covered is one of the more confusing pieces of a Medicare plan. Your drugs will cost differently depending on how much money you’ve already contributed towards your prescription drug costs.
Recouping your financial losses – When medical expenses become too much
The IRS allows all taxpayers to deduct medical care expenses for the year that exceeds 10% of their adjusted gross income. Here’s a quick example. Let’s say you made $50,000 last year. You also had a surgery that cost you $8,000. 10% of $50,000 is $5,000. Therefore, the $3,000 that exceeds your 10% is tax deductible.
Many Californians still do not know about the 2020 Health Insurance Mandate
California has created a state mandate for health insurance effective 2020. California implemented these penalties as a way to encourage more people to enroll in insurance, and also as well as fund the insurance subsidies provided to low and middle income families.
Plan F is No Longer Medicare’s Best Supplement Insurance Plan
Plan F is no longer available to newcomers to Medicare. Medicare still offers incredibly well priced and well designed plans. The best plan available after January 1, 2020 will be Plan G. Plan G is a little less expensive, but it does have a $183 Part B deductible.
Switching Medicare Plans During Open Enrollment Requires Medical Evaluations
Yes, Medicare does have open enrollment every year. However, you are subject to a medical evaluation if you want to switch to Supplement Insurance. If you are diagnosed with cancer, you will not be able to enroll in these popular Supplement Insurance Plans.
Building a Wellness Program at your business
Think about healthy additions. Not unhealthy subtractions.
– Add a new healthy meal to your diet.
– Add a new healthy exercise habit to your work day.
Why Should You Shop Your Broker?
I suggest you shop your broker often. Brokers approach situations differently. It is absolutely worth your time to hear a few ideas before making a final decision.
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At what point do I need to focus on my Health Insurance Strategy?
At what point should you reconsider your health insurance options and enroll in a more robust plan? The perfect time to reevaluate your health insurance strategy is when you’re expecting or you’re expecting to be expecting. Having a baby is a very expensive ordeal.
Rebecca’s HealthyMarks Medicare Story
“Shopping for Medicare was so confusing and so difficult. I am very grateful to Keaton and Alexa Marks. They were able to come to my home and help me find the plan that was best for me. Their services were absolutely free. They were able to take me through the whole process and if I ever have any questions I just have to pick up the phone and call them.” – Rebecca
Individual Plans in California are renewing with a 1% increase in 2020
California has implemented the individual mandate for 2020 meaning all Californians need to have health insurance for pay a fine. We are expecting an increase of healthy people signing up in 2020 to avoid the penalty. Furthermore, all those penalties are going to go towards CoveredCA’s costs.
California is reinstating the health insurance mandate
California, not the Federal Government, is implementing this new mandate. It is important for everyone to understand the new California mandate. You may be familiar with this mandate because it was originally built into the ACA when it initially passed. However, our current administration removed the mandate because it was so disliked.
Insurance carriers pay brokers like us to help you enroll in your Medicare plans.
So you can enroll with a professional free of charge!