Beginning in 2026, Cigna’s Medicare Part D and Medicare Advantage plans will be rebranded under the HealthSpring name following the acquisition of Cigna’s Medicare business by Health Care Service Corporation (HCSC). This transition means that all current and future Cigna Medicare members will now see their plans listed as HealthSpring. While much of the plan structure will remain similar, there are several key updates for 2026 that beneficiaries should know about.

Key Plan and Cost Changes for 2026

Premium Increases:
The national average monthly premium for Medicare Part D is expected to increase in 2026. Members may see higher monthly costs compared to last year, depending on their selected plan.

Higher Deductible:
The maximum Part D deductible will increase from $590 in 2025 to $615 in 2026. A small but important change that could impact your out-of-pocket costs early in the year.

Part D Plans Change Every Year for Every Carrier:
Part D plans are changing every year. Open Enrollment is a great opportunity to review your current prescriptions and ask a broker what plan is a good fit for your drug needs.

Enrollment and Next Steps

Annual Open Enrollment runs from October 15th through December 7th, 2025, for 2026 coverage. During this time, you can review the new HealthSpring options, compare costs, and ensure your preferred pharmacy and medications are covered.

If you currently have a Cigna plan, you’ll automatically transition to a HealthSpring plan in 2026 but it’s still smart to confirm that your plan remains a good fit. Part D Plans change benefits every year. This is a great opportunity to review your needs and make sure you are on the best priced plan for your medications.

HealthyMarks Can Help

If you’re unsure how these changes affect your coverage, or you want help comparing HealthSpring plans with other Medicare options, HealthyMarks can help you review your choices and find the best fit for 2026.